---
title: Guide to Tax Breaks and Incentives for Long Term Care Insurance
description: Get smart about Long Term Care Insurance costs! Download the free Guide to Tax Breaks & Incentives for Long Term Care Insurance.
---

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1-800-625-9267

# Get the "2025 Guide to Tax Breaks & Incentives for Long Term Care Insurance"

For individuals, business owners and human resource professionals who want an understanding of federal and state tax incentives for long term care insurance (LTCI).

## **Newly Updated for the Latest 2025 Tax Information**

**The 8-page guide includes concise information on the following topics: **

- Eligible insurance premium tax deductions
- Premiums paid by an Employer
- Federal and state tax incentives and the Partnership Program

**Get answers to your questions, including: **

- Is long term care insurance allowed in cafeteria plans?
- Is long term care an acceptable expenditure for a medical savings account?
- Are Partnership Programs available in your state?

*Newman Long Term Care has focused exclusively on long term care planning solutions since 1990.  We have helped 50,000 families plan for the consequences of an extended care event. We work with individuals, businesses and associations to create the best solution for the end-users' needs. Our consumer centered approach means we focus first on our policyholders, not on profits. Because of our relationships, we believe we can offer more long term care insurance solutions than any other agency in the country. *

Copyright © 2025 Newman Long Term Care. | [All Rights Reserved Newman Long Term Care is a Thrivent company](https://info.newmanlongtermcare.com/disclaimer#about)

The information provided in these materials, developed by an independent third party, is for informational purposes only and has been obtained from sources considered to be reliable, however, Newman Long Term Care, the marketing name for Newman Financial Services, LLC, does not guarantee that the foregoing material is accurate or complete. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein.

The information does not take into consideration your personal financial or account information. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results.

Newman Long Term Care and its respective associates and employees cannot provide legal, accounting, or tax advice or services. Thus, these educational tools are not intended to serve as the basis for any investment or tax-planning decisions. Please consult your attorney or tax professional.

Newman Long Term Care, LLC is a Thrivent Company.

This is an insurance solicitation. A licensed insurance agent/producer from Newman Long Term Care may contact you.

The long-term care insurance contract has exclusions, limitations, reductions in benefits and terms under which the contract may be continued in-force or discontinued. For costs and complete details of coverage, contact a Newman Long Term Care licensed insurance agent/producer.

 

### Newman LTC has been featured in

[![Wall Street Journal](https://info.newmanlongtermcare.com/hs-fs/hubfs/Images/wsj.png?width=276&name=wsj.png) ](http://www.newmanlongtermcare.com.php54-3.dfw1-2.websitetestlink.com/our-press/) [![USA Today](https://info.newmanlongtermcare.com/hs-fs/hubfs/Images/usa-t.png?width=118&name=usa-t.png) ](http://www.newmanlongtermcare.com.php54-3.dfw1-2.websitetestlink.com/our-press/) [![Money Magazine](https://info.newmanlongtermcare.com/hs-fs/hubfs/Images/money.png?width=148&name=money.png) ](http://www.newmanlongtermcare.com.php54-3.dfw1-2.websitetestlink.com/our-press/) [![Washington Post](https://info.newmanlongtermcare.com/hs-fs/hubfs/Images/wash-post.png?width=328&name=wash-post.png) ](http://www.newmanlongtermcare.com.php54-3.dfw1-2.websitetestlink.com/our-press/) [![Forbes](https://info.newmanlongtermcare.com/hs-fs/hubfs/Images/forbes.png?width=144&name=forbes.png) ](http://www.newmanlongtermcare.com.php54-3.dfw1-2.websitetestlink.com/our-press/)

### About

Newman Long Term Care has focused exclusively on long term care planning solutions since 1990.  We have helped 25,000 families plan for the consequences of a an extended care event.  We work with individuals, businesses and associations to create the best solution for the end-users' needs.  Our consumer centered approach means we focus first on our policyholders, not on profits.  Because of our relationships, we believe we can offer more long term care insurance solutions than any other agency in the country.

We represent insurance plans from leading carriers such as Genworth Financial, Lincoln MoneyGuard, Minnesota Life, Mutual of Omaha, National Guardian Life (NGL), Nationwide, OneAmerica/StateLife, Thrivent Financial, and Transamerica. **<Subject to Change>**

### Connect With Us

 6636 Cedar Ave. S., Suite 100  
 Richfield, MN 55423

 612-454-4400  
 Toll-Free 800-625-9267  
 952-888-5170  
[LTC@newmanltc.com](mailto:LTC@newmanltc.com)

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This consumer website is meant for education purposes. Any requests for information should be considered a solicitation for insurance, and you may be contacted by an insurance agent. [DISCLAIMER AND PRIVACY POLICY](http://www.newmanlongtermcare.com/disclaimer/).  
Copyright © 2026 Newman Financial Services, LLC | All Rights Reserved